Redundancy delays growth
30/01/2009 It was inevitable that as the world dives into recession and profits disappear into history that the reaction of the majority of companies would be to cut costs and make employees redundant. The cost of redundancy should never be measured by the immediate balance sheet impact but should also take in...
Voice Recognition and card security
29/01/2009 At this weeks Purchasing Card Forum, Nick Ogden, founder of WorldPay and currently chairman and CEO of Voice Commerce Group presented the use of voice recognition as the next big thing in security. He outlined that so far the methods used for card security have all been found....
Tesco's beginning to look bank like
28/01/2009 I have written on the topic of high street stores entering banking before but it's now looking certain that Tesco will be the first to go the whole hog. The Chief Executive Sir Terry Leahy appears to be on a mission to utilise the many assets of Tesco and notably their Clubcard with all its client d...
I.T. Boom will follow Crisis
26/01/2009 Its normal practice for financial services firms to immediately cut costs and budgets when a financial crisis hits. In my time working in banking I can remember on many occasions when some form of crisis appeared that the first reaction was to freeze expenditure, the next was to cut costs the third ...
Breaking up the Banks
21/01/2009 Each day we hear of another bank deep in a hole of its own making. The billions and eventually trillions of tax payer's money pitched into banks is taking some time to take effect and get the business moving again.
More Regulation or Better Regulation?

16/01/09 At this week’s Securities & Investment Institute debate in London’s Mansion House some eminent speakers in front of an expert audience debated “In this current financial environment, more financial regulation is a major part of the solution”......

Online shopping hits high street stores

08/12/2008
Over the weekend the number of deals on eBay hit record highs and this was followed by news that online spending has increased by 77% on previous records. All this is furthering the view that High Street stores may be becoming a thing of the past. The economic downturn has already been driving nail...

Cross border settlement costs coming down

24/10/2008

After my recent blog and article commenting on the excellent progress at EMXCo in the drive to STP in the unitised funds space, the latest news that Euroclear's FundSettle has ….Is There A Solution To Identity Theft?

23/10/2008

Hardly a day goes by before a new story hits the headlines about another fraud. No one it seems is immune from the French president to the man in the street .....

DTCC merger with LCH Clearnet

23/10/2008

This news is just what the market needed to hear. One of the hopes for the future is that the finance industry not only recovers from the current crisis but changes ....

Can the new trading venues survive?

22/10/2008

I was interested to see that Chi-X have announced good profits and this set me thinking about how they will fare in the next year, as all the other new trading .....

PSD Breeds European Fragmentation

21/10/2008

SEPA credit transfers went live at the beginning of this year and to date can hardly be called a resounding success. What is presented in the media and the party .....

Crisis at AIM as listings dry up

20/10/2008

At this week's Corporate Finance forum the financial crisis was, as expected, at the top of the agenda. Two speakers presented equally doom laden news and the ....

Offshore Call Centres don’t work

20/10/2008

Now lets be totally candid about this and all admit what millions of people already know Offshore Call Centres in financial services are not working……EMXCo an STP Story

17/10/2008

As news from the markets veer from bad to worse and each day brings more doom and gloom its worth noting one of the big success story's of the last few years …..SEPA Credit Transfers; an over hyped phoney project

17/10/2008

Despite what hype there has been in the media and all the pundits jumping up and down shouting Eureka the SEPA project to date is just a damp squib …Bank shareholders booking preference seats in the lifeboat

16/10/2008

It's understandable that shareholders of banks are upset with the terms of the government lifeboat. The payment of dividends to shareholders is a prime ...

Why is ISO20022 important?

16/10/2008

I keep hearing about ISO20022 and notice that umpteen standards committees are in full swing together with SWIFT who are somewhere in the middle but what .....

Time for a New Banking Index

15/10/2008

Now that governments across Europe have part nationalised the banks perhaps we can get away from the hysteria in the media, which is focussing too much ......

We are all bankers now

14/10/2008

The part nationalisation of UK banks looks like it will become a global phenomenon with the US already moving towards this solution and the EU following suit .......

Stop Selling And Find The Floor

14/10/2008

When you listen to the news and read the various reports on the financial crisis, the market's crash it is always intertwined with the problems in the economy......

Is Tunis the next Dubai? 13/10/2008 During the course of my visit to Tunis whilst undertaking a corporate actions benchmarking project, I became engrossed with the effort by the Tunisian..

Business Ethics Back From The Abyss

10/10/2008 It appears to me that the best way to start clawing back from the abyss in the financial services industry, has to be the reclamation of business ethics......

Who is going to replace Lehmans?

10/10/2008 The finance industry is losing many of its major names as the crisis begins to bite. Some of the names may stay but they are now owned by behemoth banks .... Financial Crisis drives bullyboy tactics09/10/2008 Now I know this might be a small issue in the whole scheme of the global financial meltdown but HSBC seems to be plummeting to new depths of desperation……..

A Thirst for Vengeance

09/10/2008 When the dust has settled on the financial crisis there will be a complete and detailed analysis by the politicians rather than the industry. The finance ....Nationalisation has never been so popular

Will we see the return of trade barriers?

New Risks for Banks

Has the European dream begun to fail?

Primary market under threat

Staff shortage will threaten recovery

A return to Vanilla: What will the banks do next?

Selling Ban will hit Derivatives Every man expects 'The House' to do its duty!Fat cat bonuses; lessons could learn from Wood MackenzieCredit Crunch hits SIBOS LunchShort Selling

SEPA could have been so much better!

Solving The Corporate Data Riddle

MiFID makes a case for abolishing Stamp Duty.

SEPA and SWIFT; a marriage made in heaven?

Northern Rock; a government blunder

SocGen what has changed since Leeson?

HBOS nosedive due to stock borrowing? A spark to ignite Corporate Finance Bear Stearns the end of the beginning? FSA shows naivety in response to Soc Gen fiasco Is SEPA an SGPA threat to the Asian Market? Is the FSA at odds with Brussels? FSA adds recording mobiles to client's armoury Banks and Corporates in a PSD divide A Shakespearean approach to Corporate Actions The unintended consequences of MiFID Is the LSE and the Deutsche Börse Merger back on? Is MiFID yesterday's news? Sheep lead HBOS down Unique Client Identifiers and SWIFT Northern Rock crumbling before our eyes

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